A banner is a wide image designed to be seen in one piece, which is a problem the moment the place you want to put it only accepts small square uploads. Splitting is the workaround: cut the banner into panels, upload them separately, and let the layout put the picture back together.
Where that works depends on the destination. A profile grid three squares wide takes a banner cut into three panels across the top row. A carousel takes a banner cut into slides. Twitch panels are rendered 320 pixels wide, so a wide strip cut into equal panels stacks under a channel at a predictable size. Anywhere with a fixed grid and separate uploads is a candidate.
The count runs from 2 to 20 and the seams are draggable, which matters for banners more than for photos. Banner artwork usually has a logo, a headline and a call to action sitting at specific points, and an even split will cut straight through at least one of them. Move a seam into the empty space between elements instead.
The axis toggle turns vertical panels into horizontal strips, for the cases where a tall banner needs breaking up rather than a wide one.
Panels are numbered left to right. Everything is cut on a canvas in this page, at full source resolution, with no watermark and nothing uploaded.