A 2x2 split gives four quadrants that each keep the aspect ratio of the original. A 4000 × 3000 photo becomes four 2000 × 1500 px tiles that are still 4:3, just smaller.
That property is the reason to pick 2x2 over 1x4 or 4x1 when the shape matters. Quadrants of a photo still look like photos. Quarter panels of a photo look like strips.
The crossing point of the two cut lines is draggable, so the four quadrants do not have to be equal. Pull the intersection up and left and the top left quadrant shrinks while the bottom right grows. Useful when you are separating four pictures out of one scan and the scanner did not lay them out evenly.
Names follow the grid: r1c1 top left, r1c2 top right, r2c1 bottom left, r2c2 bottom right, plus a sequence number in reading order. If you are taping four sheets back together, the names tell you which goes where without opening them.
Cuts land on whole pixels and the remainder goes to the second row and second column, so an odd-sized source still splits cleanly and rejoins exactly.
Processing runs on a canvas in this page using the browser's own image pipeline. No upload, no queue, no watermark, and no limit on how many images you run through it.